When it comes to health insurance in retirement in Battle Creek, MI, Kalamazoo, MI, Portage, MI, St. Joseph, Three Rivers, MI, and the surrounding areas, there is the traditional Medicare plan and then there are a host of Medicare Advantage plans. At Endres Insurance Agency we specialize in helping people get the right Medicare Advantage plan that works for them. Medicare Advantage plans cover both Parts A and B of traditional Medicare, and they will also often include other coverages that are not part of traditional Medicare. Medicare Advantage plans are private health plans which are contracted with Medicare, so your Part A and B covered services will go through these private plans. Contact our team today to get started on the discussion about which Medicare Advantage plan is right for you.
What Is Covered with Medicare Advantage Plans
Because Medicare Advantage plans cover both Parts A and B of Medicare, this means that they cover items such as hospice, home health, and hospital stays (Part A) as well as doctor visits, durable medical equipment, and labs (Part B). But many Medicare Advantage plans also cover additional items, such as vision, routine dental, as well as hearing aids. They may also cover health club memberships as well as non-medical transportation.
When reviewing the different Medicare Advantage plans that you have available, it is important to check to see that your preferred doctors and hospitals are included in the plan’s network. You should also check to see that any medications that you take are covered with the Medicare Advantage plan that you are thinking of using, and that is Part D of Medicare that some Advantage plans also offer.
Make Sure That Your Plan Fits Your Budget
While all Medicare Advantage plans must cover Parts A and B, they can also offer other benefits. This means that different Advantage plans will have different costs, and you will want to ensure that these fit your budget and that you are getting what you want and need from the plan. And just because you may have a Medicare Advantage plan now doesn’t mean that there isn’t another plan that might be a better fit. This is when working with our team during open enrollment can help you to have the right plan that fits your needs.
There are dozens of different Medicare Advantage plans that you can take advantage of in Battle Creek, MI, Kalamazoo, MI, Portage, MI, St. Joseph, Three Rivers, MI, and the surrounding areas, but choosing the right one can be difficult. This is when working with our team at Endres Insurance Agency can really make a difference in choosing the best option. Contact us today to schedule a time to review all of the Medicare Advantage plans available to you.